Welcome to the home page of the Small Bank Manager - a management information system for credit programmes and small banks, in particular microfinance organisations delivering credit for development.


The Small Bank Manager is a PC application that provides all the administration and management information functions a microfinance organisation will require. This includes:

• Client name, address and profile
• Client savings and loan groups
• Client contact diary to track date time and description of events such as application, approval, disbursement and so on.
• Four-level user access - Administrator, Finance Officer, Project officer and Cashier
• Multiple client savings and loans accounts
• Unlimited usser-defined loans and savings products
• Savings interest calculated daily or monthly and collected monthly or with transaction
• Automatic or manual loan repayment schedules
• Loan schedules calculated in any interval of months or weeks with optional grace periods
• Straight line or Declining Balance loan interest calculated daily or monthly
• Statements for savings accounts, loan accounts or client summary
• Cash control with unlimited number of bank accounts
• Loan rescheduling and loan write-off
• Cash reconciliation with non-account income and expenditure
• Data import and export utilities via spreadsheet or text file
• Extensive on-line help
• Comprehensive and easy-to-access accounting and management information reports including
• Monthly/Weekly portfolio statistics with performance measures
• Arrears analysis with portfolio quality measures
• Account analysis and filtering by socio-economic profile
• Cash reconciliation
• Cashflow summaries by transaction type