Welcome to the home page of the Small Bank Manager - a management information system for microfinance organisations, credit programs and small banks, in particular those savings and loans institutions involved in delivering microfinance credit for development.

The Small Bank Manager is a PC application that provides all the administration and management information functions a microfinance orgnisation will require. This includes:

• Client name, address and profile
• Client savings and loan groups
• Client contact diary to track date time and description of events such as application, approval, disbursement and so on.
• Four-level user access - Administrator, Finance Officer, Project officer and Cashier
• Multiple client savings and loans accounts
• Products defining types of account
• Savings interest calculated daily or monthly and collected monthly or with transaction
• Automatic or manual loan repayment schedules
• Loan schedules calculated in any interval of months or weeks with optional grace periods
• Straight line or Declining Balance loan interest calculated daily or monthly
• Statements for savings accounts, loan accounts or client summary
• Cash control with unlimited number of bank accounts
• Loan rescheduling and loan write-off
• Cash reconciliation with non-account income and expenditure
• Extensive on-line help
• Comprehensive and easy-to-access accounting and management information reports including
• Monthly/Weekly portfolio statistics with performance measures
• Arrears analysis with portfolio quality measures
• Account analysis and filtering by socio-ecoomic profile
• Cash reconciliation
• Cashflow summaries by transaction type

Along with all these features we believe the Small Bank Manager is outstanding in its ease-of-use. Most options are accessible with nothing more than a couple of mouse-clicks. All options are intuitive and immediately understandable. Pop-up "hint" menus can be accessed in all areas and on-line help is everywhere.

The Small Bank Manager runs on Windows 95/98/2000 and Windows NT. The Small Bank Manager is a multi-user system running on any standard local area network.

Update: SBM Version 2.4
Version 2.4 of the Small Bank Manager was released in April 2004. This version adds import and export utilities, interest calculated weekly as well as by period, more flexible loan and application fees and enhanced accounts reporting Contact SBM enquiries for more details.